Welcome to the Lance Kirtley State Farm Agent office. Our team has proudly served Prospect, KY and the surrounding communities since 2008, and with over 17 years of experience at State Farm, I’m committed to helping individuals and families protect what matters most. We’re licensed in Kentucky and Indiana, which allows us to support a wide range of customers across the region, including Louisville and LaGrange.
We offer a variety of insurance options designed to fit real life. Whether you’re looking for Auto Insurance to protect your daily drive, Homeowners Insurance or Renters Insurance for where life happens, or Life Insurance to help care for your loved ones, my team and I take a personalized approach to coverage. We also assist with Condo Insurance, Motorcycle Insurance, Boat Insurance, Recreational Vehicle Insurance, Business Insurance, and Pet Insurance, making it easier to protect everything that’s important to you.
Outside of the office, I enjoy hiking, fishing, and camping, and I bring that same appreciation for balance and preparation into the way we serve our customers. I’m a graduate of the University of Louisville with a degree in business administration, which gave me a strong foundation for helping families and businesses make confident insurance decisions. My wife, Devin, and I have been married for over 23 years, and we’re proud parents of three children. Our office is a welcoming, pet‐friendly space, and we’re actively involved in the local community through organizations like Love City Inc and Give a Goat. Whether you’re new to Prospect, KY or simply reviewing your current coverage, my team and I are here to listen, guide, and support you every step of the way. When you’re ready, we invite you to connect with us and see how we can help protect what you care about most.
Local State Farm Agent in Prospect, KY, since 2008
Auto Insurance for your car •Providing Home Insurance for your property
Helping you with Life Insurance for loved ones
Discover Renters Insurance today
Consider Motorcycle Insurance for two wheel travel
Ask about our Condo Insurance options
Pet Insurance to assist you in covering furry friends
Offering insurance checkups this summer
Licensed in Kentucky and Indiana
Serving Louisville and Lagrange
Pet friendly office environment
Graduate of University of Louisville
Proud to support Love City Inc. & Give a Goat in the community
Married for over 23 years with three children
Frequently Asked Questions (FAQ)
Q: How can I compare auto insurance quotes?
A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Lance is proud to serve the Prospect community.
Q: How soon can I get insured for my car?
A: Car insurance coverage can often start the same day, depending on your situation. Serving Prospect and the surrounding area, Lance can help answer your questions.
Q: What kind of insurance do I need for a leased vehicle?
A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Lance serves Prospect, KY and is happy to help with your insurance needs.
Q: What does renters insurance cover?
A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Have questions? Lance in Prospect can walk you through your options.
Q: What does home insurance cover?
A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Lance works with Prospect residents to find coverage that fits.
Q: What should I know about life insurance?
A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Connect with Lance for insurance guidance in Prospect.
